Introduction

Employee’s state insurance is an important measures of social security and health insurance in this country. The E.S.I act passed in 1948. ESI provides for certain cash and medical benefits to industrial employees in case of maternity, sickness and employment injury.

An Employment Provident Fund (i.e. EPF) is a retirement perk that is usable by all salaried employees.

Contribution to the PF account is mandatory for each employee earning a basic salary up to INR 6500

ESI stands for Employee State Insurance managed by the Employee State Insurance Corporation which is an autonomous body created by the law under the Ministry of Labour and Employment, Government of India. This scheme is started by Indian workers.

Employee State Insurance Registration is applicable to all the companies with having more than 10 employees drawing a maximum monthly salary of Rs. 15000/-. This scheme, managed by Employee State Insurance Corporation offers several medical and monetary benefits to employees.

It is a 17- digit unique identification number allotted to each factory/establishment/ registered under this Act.

ESI is managed and governed by the rules and provisions issued by the ESIC Act 1948.

Choose ESI Registration because :

Mandatory for units employing more than 10 employees

Provides medical care to employees

Is includes employees dependant also

What is included in Our ESI Package

• Employee registration
• Documentation
• Employer registration
• Esi consultation

Benefits of PF & ESI Registration

Benefits to employees are as follows:

Full medical care is provided to all persons registered under ESI and their family members – from the day the person enters insurable employment. The benefit is given in kind by the state government through Model Hospitals run by ESIC (except in Delhi) without linking to employee’s wages and contributions.

This benefit is designed for Pregnant women to whom the benefits are payable up to 26 weeks. Maternity benefit for confinement/pregnancy is provided for three months, which is extendable by further one month on medical advice at the rate of full wage subject to contribution for 70 days in the preceding year.

Sickness benefits are provided to the employee at the rate of 70% of his salary in case such sickness continued for exceeding 91 days in a year, and the same is also certified.

Funeral expenses are provided in case of death of any employee covered under ESIC. The family of the deceased employee is entitled to an additional amount of Rs.10,000 towards funeral expenses.

The unfortunate event of the demise of an employee during the employment, the dependents of the deceased will receive 90% of his/her monthly salary.

Permanent disablement benefit is payable at the rate of 90% of wages in the form of a monthly payment, in case of permanent disablement based on the extent of loss of earning capacity as certified by a Medical Board. Disabled employees can get 90% of their monthly salaries as disablement benefits.

On monthly payment of Rs 10, the insured person and his family members continue to get medical treatment after disablement or retirement.

Benefits to employers are as follows:

• Exemption from the applicability of workmen’s compensation act ,1923.
• Healthy work-force.
• Rebate under the income tax act on contribution deposited in the ESI account.
• Exemption from maternity benefits act ,1961.

Documents Required For ESI Registration

To be Submitted by Employer :

• Latest building Tax/Property Tax receipt (Photocopy).
• Month wise employment position, salary etc.
• Copy of bank statement.
• Registration Certificate or Licence issued under Shops and Establishment Acts or Factories Act.
• Memorandum and Articles of Association/Partnership Deed/Trust Deed depending on the entity that is applying for registration.
• Copy of PAN Card.
• Evidence in support of the date of commencement of production/business/first sale (e.g. Copy of First Invoice).
• Address Proof: Latest Rent receipt of the premises you are occupying indicating the capacity in which the premises are occupied, if applicable.
• Latest building Tax/Property Tax receipt (Photocopy).

To be Submitted by Employees :

• Family Photo in Duplicate

Advantages of ESI Registration

• It can be used at different ESI dispensaries and hospitals.
• Any payments made will be reimbursed
• Access to Medical care in ESI Dispensaries/Hospitals
• It provides complete medical benefits
• It takes the needs of the disabled into account
• It includes dependants

Filing dates for ESI

• Payment: 15th of every month
• Returns: May 11th and November 11th

Filing dates for PF

• Payment: 15th of every month
• Returns: May 25th of every month

Registration Procedure of ESI Registration in India

FAQ